We respect every person's privacy and safeguard personal information collected or used during communication. I comply with the following Canadian laws and regulations:

• PIPEDA — Personal Information Protection and Electronic Documents Act
• CRTC's Unsolicited Telecommunications Rules
• Ontario Consumer Protection Act (2002 & 2023)

Any call, message, or email from me is strictly for informational or professional purposes — to provide free, no-obligation life insurance quotes, answer questions about protection options, and help clients make informed decisions.

Contact is made only when one of the following conditions is met:

• The individual has given prior consent, requested information, or provided contact details via form, email, or social media.
• The call falls under a business relationship exemption under the CRTC's Unsolicited Telecommunications Rules, meaning you've expressed interest within the past 18 months.

We strictly follow the National Do Not Call List (DNCL) and all CRTC regulations:

• Numbers registered on the DNCL are never called unless prior consent or a qualifying business relationship exists.
• All calls clearly identify my full name, license status, and the purpose of the call upfront.

Any information you provide is used exclusively for insurance guidance and quotes. Your data will never be sold, rented, or shared except as required for legitimate insurance applications or regulatory compliance.

• Data is stored securely and accessed only by authorized personnel.
• Clients may request to access, update, or delete their data at any time.

This policy may be updated from time to time to reflect legal or regulatory changes in Canada and Ontario. The most current version is always available upon request or at getlifequotenow.com.